Privacy Policy

At Financial Calculators Asia, we are committed to protecting your privacy and ensuring the security of any information you provide while using our financial calculators and services.

Information We Collect

Calculator Usage Data

When you use our calculators, the data you input (such as loan amounts, interest rates, or income figures) is processed locally in your browser. We do not store or transmit this sensitive financial information to our servers unless you explicitly choose to save calculations to your account.

Automatically Collected Information

We may automatically collect certain information when you visit our website:

• IP address and geographic location (country/region level only)
• Browser type and version
• Device type (desktop, mobile, tablet)
• Pages visited and time spent on each page
• Referring website
• Date and time of visits

Cookies and Local Storage

We use cookies and local storage to enhance your experience:

• Essential Cookies: Required for basic website functionality
• Preference Storage: Remembers your country selection and language preferences
• Analytics Cookies: Helps us understand how visitors use our website (Google Analytics)
• Local Storage: Saves your calculations locally on your device if you choose to do so

How We Use Your Information

We use the collected information for the following purposes:

• To provide and improve our calculator services
• To analyze website usage and optimize user experience
• To detect and prevent technical issues
• To comply with legal obligations
• To communicate with you if you contact us

Data Protection and Security

We implement appropriate technical and organizational measures to protect your information:

• SSL/TLS encryption for all data transmission
• Regular security audits and updates
• Limited access to data on a need-to-know basis
• No storage of sensitive financial calculations on our servers

Third-Party Services

We may use the following third-party services:

• Google Analytics: For website analytics (anonymized data)
• Cloudflare: For website security and performance
• Exchange Rate APIs: For current currency conversion rates

These services have their own privacy policies and data handling practices. We encourage you to review their privacy policies.

Your Rights

Depending on your location, you may have the following rights:

• Access to your personal data
• Correction of inaccurate data
• Deletion of your data
• Objection to data processing
• Data portability
• Withdrawal of consent

Regional Compliance

Singapore (PDPA)

We comply with the Personal Data Protection Act (PDPA) of Singapore. We collect, use, and disclose personal data in accordance with the PDPA requirements.

Philippines (DPA)

We adhere to the Data Privacy Act of 2012 (Republic Act No. 10173) of the Philippines and implement appropriate security measures to protect personal information.

Malaysia (PDPA)

We comply with the Personal Data Protection Act 2010 of Malaysia and ensure proper consent and protection measures for personal data processing.

Children's Privacy

Our services are not directed to children under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the “Last Updated” date.

Contact Us

If you have any questions or concerns about this privacy policy or our data practices, please contact us at:

Email: privacy@financialcalculators.asia
Address: [Your Business Address]